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Dangerous Foods for Cats

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Having a cat in the house is the ultimate goal for some people: an adorable, purring companion that’s also an independent-minded, fierce little predator. Unfortunately, your pet cat is not as independent as it might like to think, and it relies on your care for its health and wellbeing. In this post, you will find some dangerous foods for Cats, which you must avoid.

One of the most important things you can do to help is making sure your kitchen is cat safe – there are lots of common (and indeed delicious) ingredients that can cause serious consequences for your kitten. If you’re concerned that your cat is vomiting and diarrhea is only one step away, then check what they’ve eaten! If you’ve left some food accessible, or spilled some ingredients on the floor, then it can help you understand what your next steps need to be. Today, let’s take a look at some dangerous foods for cats!

Table of Contents

Milk

One of the most enduring myths about cats is that they like to lap from a saucer of milk. While they might enjoy the flavour, it doesn’t do them any good at all. Cats like milk because it smells like cream, which has a high fat content, meaning it gives them lots of energy. Most supermarket bought milk doesn’t actually have much fat in it, meaning your cat doesn’t get the benefit, and just ends up with a stomach full of difficult to digest lactose which can cause vomiting and diarrhea.

If you want to keep your cat hydrated, then clean water is the best option. If they’re reluctant to drink from a bowl, it might be worth investing in a fountain – many cats are more tempted by moving water.

Chocolate

Many people know cats shouldn’t eat chocolate, but it’s worth understanding why. Cats’ bodies can’t process all the same chemical compounds that ours can, and chocolate contains two of those compounds: caffeine and theobromine. In small doses these can cause stomach upsets and raised body temperature, but higher doses can lead to seizures, coma and even death. Because cat’s bodies are very small compared to ours, it’s easier for them to eat a dangerously high dose accidentally, so it’s safest to keep all chocolate safely away from them altogether.

Raw Food

While many cats are industrious hunters and scavengers, it’s still not a good idea to give them raw food directly. Many of the bouts of vomiting and diarrhea you have to clean up after and worry about stem from what we would call food poisoning – your cat eating rotten or contaminated food on one of its jaunts around its territory. Feeding them raw meat or fish at home simply ups the risk of pathogen ingestion, and while your cat might recover quickly from an upset stomach there are dangerous infections that could take root, and those could be more serious by far.

It is possible to feed your cat on a raw food diet, but it’s safest to buy frozen raw pet food, marketed as ‘complete’ which means it contains all the nutrients necessary for a cat at their time of life.

It’s generally easiest to stick to conventional pet food, or if they need an easily digestible diet, boiled chicken, cooked all the way through.

The Impact of Financial Liberalization On Monetary Policy in Bangladesh

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Financial Liberalization refers to the removal of government intervention from financial markets as per the Policy in Bangladesh. Analysts have said that Financial Liberalization encourages investments in the market. In the case of Bangladesh, it is seen just because of Financial Liberalization. There is a massive cash inflow, and many people are eager to send money to Bangladesh for different reasons.

The Start of Financial Liberalization of Bangladesh:

Since the late 1980s, Bangladesh has begun Financial Liberalization. The consequences of financial Liberalization in Bangladesh are questionable, just like many other underdeveloped countries. Bangladeshi diaspora contributed a lot to the country’s financial Liberalization as they used to send a lot of money to Bangladesh through proper channels to contribute to the foreign currency reserves. 

What is Bangladesh’s Performance under Financial Liberalization?

Bangladesh has been doing a variety of things for the last two decades to integrate its market with the rest of the world in order to achieve rapid economic development. Measures were implemented in the external sector to stimulate higher investment, facilitate exports, reduce the balance of trade deficits, and boost the domestic currency. The effect of external reform initiatives is not, in reality, easy to recognize, particularly in an environment in which the reform process began some 20 years ago.

As per the Policy in Bangladesh, various economic measures still show that macro-economic shifts in the post-reform era make a difference in comparison to pre-reform patterns. It is also possible to analyze whether, following the external sector financial liberalized steps, conditions have changed or not. 

What is The Impact of Financial Liberalization?

The financial reform system in Bangladesh is gradually deepened. Financial Liberalization opened the door to fruitful prospects for investors to access adequate capital at reasonable rates. Theoretically, higher real interest rates of balance can be related to better investments and higher capital returns, which in turn stimulates higher economic growth. 

The rates of return for savers are increased by financial Liberalization, with the volume of intermediation projected to rise in the long term. Financial assets and deepening financial capital typically increase as a result of a liberalized interest rate and new financial instruments introduced. The financial sector’s reform is generally related to increased financial growth (consumption or circulating currency, and large money as a percentage of GDP). 

As peroxide by the sum of exports and imports over GDP (EXIM), trade liberalization has a positive sign during the post-reform period, implying that trade-liberalization is generally beneficial to economic growth and efficiency. Tariff reductions from about 25% to 16% in 1996, the permission of 100% foreign ownership in most economic activities are encouraging in this direction which means that Bangladesh is on the right road to success. The government can help the investors and exporters of the country by facilitating them through different networks so that they can easily receive their money online in Bangladesh. 

What is the Difference Between Fixed Deposit and Recurring Deposit?

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Many financial instruments are available in the market but it is up to you to decide the options that suit your investment goals and requirements. When it comes to secure options, the most popular instruments are fixed deposit and recurring deposit i.e. FDs and RDs.

Both FDs and RDs grow your investments at an interest rate that remains unchanged over the tenor. However, in the case of FDs, you need to invest the entire deposit amount at once whereas the RDs allow you to deposit a relatively smaller amount every month.

FDs are suitable for those who want to achieve better returns over a fixed tenor whereas RDs inculcate the habit of saving regularly. Let’s see the main differences between a fixed deposit and a recurring deposit:

Interest rates

Recurring deposits usually provide a higher interest rate than a savings account and the interest rates range from 5 to 6.5% depending upon the financier and tenor chosen by you.

Recurring deposits even offer better FD rates than some bank FDs. However, fixed deposit plans offered by finance companies enable you to earn higher returns as they offer slightly better FD rates.

For instance, Bajaj Finance offers an FD interest rates of up to 6.85%. This makes it one of the highest paying FD in India currently.

Tenor

The Fixed Deposit and Recurring Deposit offered by various financiers come with different tenor options. The RD tenor usually varies between 1 to 10 years whereas a tenor ranging from 7 days to 10 years can be selected while investing in an FD.

It means that both FDs and RDs offer a flexible tenor range. Some finance firms like Bajaj Finance provide a tenor ranging from 12 to 60 months. You can also choose the option of auto-renewal for multiplying the returns quickly.

Interest calculation methods

In the case of RDs, only the first deposit attracts interest for the entire tenor whereas the subsequent deposits generate lesser interests as they are locked-in for a lesser period.

Fixed deposit schemes generate a higher interest as compared to RDs as the entire investment amount earns interest for the entire tenor. Interest rate calculators can be found for both RDs and FDs on the internet. These calculators enable you to calculate the interest gains and returns accurately before investing.

Senior citizen deposits

An additional FD interest rate is offered to senior citizens on both RD and FD plans. However, the extra interest rate proves to be more beneficial when it comes to an FD due to its interest calculation method.

Some finance companies like Bajaj Finance provide an additional 0.25% senior citizen interest rate. Also, the option of choosing periodic interest payouts provided by non-cumulative FDs enables them to mitigate their regular expenses.

Moreover, non-seniors get a 0.10% additional FD rate on investing in its FD plans by using an online FD form. Also, it is safe to invest in its FD schemes as credit rating organizations like CRISIL and ICRA have given it high ratings for securing the invested capital of the investors.

Both FDs i.e. term deposit plans and RDs i.e. recurring deposit plans have few similarities such as flexible tenor, constant interest rates, etc. However, there are vast differences between them when it comes to investment methods, interest calculation methods, returns, etc. Therefore, you must analyze their features and invest smartly to grow your savings quickly.

It is better to invest in a company FD like Bajaj Finance as it not only provides a higher FD rate but also offers a flexible tenor and options like FD calculator, loan against FD, online investment procedure, etc. Moreover, it ensures the safety of your deposits as credit rating organizations like CRISIL and ICRA have conferred high ratings to it when it comes to the stability and safety of your deposits. The above details were the difference between Fixed Deposit and Recurring Deposit.

20% Of Online Shoppers Have Bought Things To Impress Others

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Consumer’s purchasing behaviours and attitudes change all the time as products and services develop, along with the ways in which they carry out purchase activity. The rise of the high street, the department store, and the shopping mall all impacted buying behaviour and the expectations that consumers have of brands. When online shopping came along at the height of the dotcom bubble period, this too developed how and why people purchased.

Customers Purchase Journey Infographic

2020’s rollercoaster of current affairs and societal change has undoubtedly amended this behaviour further – not least because most people haven’t been able to shop in the way they would usually! For the first time this year, consumer purchasing habits have been examined through primary research by trusted review pioneers Feefo; who have surveyed 2,000 British shoppers to learn more about their needs, wants and retail expectations.

Of course, the pre-purchase behaviour and reasons for stimulating through a decision-making process to the point of affirmative action are much esteemed by retailers – because if they can get it right, they can foster new, and more, business.

The survey has demonstrated some pre-purchase behaviours that may cause surprise, but can definitely be utilised by those investing in marketing and service improvements in order to encourage positive change. 82% of online shoppers considered price the most important factor in their decision-making process in what to buy, but 1 in 5 (20%) admitted to buying a product or service purely for the image or to impress others. Indeed in an era of social media sanitisation of life events and the constant comparison between individuals, perhaps this is a more fitting statistic than it first appears. Online retailers are able to encourage such comparisons and work with relevant social media influencers to instil the appropriate ‘image’ of their products and/or services to play to these consumer desires.

Only 4% of that shopping online considered the environmental or wider global impact of their purchase – demonstrating perhaps that despite a mainstream move toward sustainability and corporate social responsibility measures by companies, and a growing societal appreciation of more sensitive issues, consumers like to be seen to be sustainable rather than taking action to be.

However, whatever reason was stipulated for purchase, many don’t progress that far. 53% of those surveyed admitted that their biggest gripe when shopping online was not being able to find the answers they needed to any questions they had about the product or service they wished to buy. 80% used FAQs pages to seek out further information, but it seems if they’re unable to find what they need, they leave – with 79% abandoning an online purchase at the checkout stage.

Unfortunately for retail brands, what consumers say they like to purchase doesn’t always reflect how they actually do; but there’s definitely work that can be done to identify and meet their needs thoroughly. Hope this article can help online shoppers.

Food Delivery App Development: Models and Steps (2020)

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Life is busy. With hectic work-from-home routines (been almost a year since COVID-19 has restricted going to workplaces for the majority of us), it is very difficult to manage work along with running a kitchen. And this is where on demand food delivery app comes to our rescue. You order with a click, and the food of your choice is delivered to your doorstep (or workplace). 

It should not come as a surprise that on demand food delivery app development companies saw the potential and grabbed this opportunity. Along with the market giants (Zomato, Foodpanda, UberEats, etc.), new start-ups are emerging to exploit the market requirement.

If you are thinking about investing in food delivery app development, now is a perfect time. Online food delivery is estimated to generate a revenue of US$136,431 million worldwide with about 1,213.9 million estimated users. If we talk about the US alone, online food delivery is expected to generate US$26,527 million in 2020, with an estimated number of 111.7 million users. These numbers are promising.

I am going to list below the basic food delivery app development models to choose from, and the steps to their app development. Have a look.

Step 1: Business Model Choices

In food delivery application development, you have different model choices. I have listed below the three most commonly used models, along with their advantages and limitations to help you choose.

The Order-Only Model

The first-generation of delivery services like JustEat and Grubhub, etc. use this model. The service providers collect restaurants’ menu data and make it accessible to local customers. This improves the market reach of the restaurants. The purpose of this model was to replace the outdated telephone ordering system of restaurants by using the latest mobile and web platforms. Food ordering apps connect the customers to locally available food places. Online food delivery Order-Only generates revenue by charging the restaurants for 7-15% commission per order. 

How It Works
  • Order is placed on the app or website
  • Once received by the restaurant, a confirmation notification is sent to the customer
  • Food is delivered by the delivery method chosen by the restaurant
Advantages
  • Delivery is prompt
  • Limited resources needed
Limitations
  • No option to choose a faster delivery service
  • Total dependency on restaurants
The Order-and-Delivery Model

This model is a little more advanced than the Order-Only model. Big names like Zomato, Uber, DoorDash, etc., follow this model. The logistics network is provided by the service providers in this model. They receive orders and then forward the requests to the registered local eateries. Their delivery couriers then deliver the food to the customers. The delivery fee is charged on the basis of the distance covered. This model cuts the delivery cost by 20% to 30% because an essential delivery fee is added to every order. 

How it works
  • The order is placed on the app.
  • Customers pay online (some service providers offer Cash or Card On Delivery as well).
  • Restaurants get the notification.
  • The registered delivery person (closest to the location) picks the order.
  • The order is delivered.
Advantages
  • The delivery process is controlled by service providers, so they can set the average commission rate at 25%-30%.
  • Wide range of eateries to choose from.
Limitations
  • Resources such as tech support teams, customer executives, and drivers are required.
  • Investment needed for driver training, maintenance, etc.
Cloud Restaurant Model

This model is used by restaurants that do not offer a dining-in space, so their services are provided by deliveries only. Recently, on demand food delivery app developers have incorporated this model with the Order-and-Delivery model to increase the scope of cloud restaurants in the market. 

How It Works
  • Order is placed on the app
  • It is prepared in the Cloud kitchen
  • Delivered by the Cloud restaurant’s own delivery service
Advantages
  • Limited resources required
  • The margin of growth for start-ups
Limitations
  • Difficult brand recall due to no physical market presence
  • Dependency on delivery providers
Step 2: Revenue Generation Choices

After choosing a business model for your on demand food delivery app development, it’s time to work on revenue generation. Have a look at how food delivery app development services can strategize the monetization:

Delivery Charges

Delivery charges are normally estimated by the distance the delivery person covers. The rate can also be fixed. 

Revenue Sharing

This system consists of commission sharing between restaurants and food delivery apps. The commission rate is pre-decided and varies from 15%-40%.

Marketing and Promotions

The marketing charges are normally incorporated in food delivery app development cost. The app generates revenue by providing marketing space to eatery profiles. Restaurants can post their promotions and deal services too. This gives visibility to restaurants and revenue to the app, a win-win!

Surcharge 

This method allows for applying surcharge rates during peak hours, i.e., dinner time, festivals, etc.. You must have experienced food delivery apps like Zomato, Uber Eats, etc., charging extra delivery charges during peak hours. 

Step 3: Latest Market Trend Choices

If you are working with a food delivery app development company, you know that you cannot miss out on the latest market trends if you want to build a successful food delivery app. The competition is high, and you have to stay a step ahead of your competitors to win.

Orders through Social Media

Did you know that Domino’s Pizza was the first one in the food industry to offer ordering via social media to its customers? Most apps enable this form of ordering now. 

Your on demand food delivery app development should enable optimization with social media websites to offer a convenient order replacement experience.

Orders Through Chatbots

It is always a great idea to integrate a chatbot in your food delivery app to make the process easy. For example, Grubhub has integrated Amazon’s Alexa in its development.

Step 4: Feature Choices

Let’s have a look at the features that you can use in your food delivery app development.

Customer Panel
  • Signing up: This initializes the customer-restaurant connection with a user sign up. Registration leads to profile creation, where all the necessary data (name, address, contact number, etc.,) are filled in. 
  • Geo-location: This helps the customers to locate the restaurant on the map. The customer can also track the location of the delivery person once he is en route. 
  • Listed Restaurants: You can add a list of restaurants along with their ratings and reviews for the customers to see. This makes the selection easy for them. 
  • Location: You can add two options to the app, a customer can pick the default address from the profile for the food to be delivered, or, update his current location for delivery. 
  • Cart: It is always helpful to add a food cart in case the customers want to order food from more than one place. 
  • Payment Method: You can integrate different payment methods to your app. 
  • Ratings and Reviews: Add the option to review and rate the food.  
  • Push Notifications: You can promote best offers, food deals, discounts, etc., through this feature. 
  • Filters: Add the option to filter restaurants based on their location, price, reviews, cuisine type, etc. 
  • Customer Care: Be available to your customers. A responsive customer care service adds value to an app. 
Admin Panel
  • Dashboard: Add a centralized dashboard to handle and overview the entire operation. The admin must be able to track order, view inventory updates, etc. via his dashboard. 
  • Profile Management and Registration: An admin should be able to update profile details of customers, delivery persons, and restaurants. This also helps with the registration of different restaurants on the app. Also, the admin can manage customers, and add/remove depending on their usage. 
  • Payment Management: the admin should be able to keep a track of all the transactions made via the app. He can view other details like a refund, commission, tax, etc. too. 
  • Order-Delivery Management: The admin should be able to assign an order delivery to the nearest available delivery person. He can monitor availability of drivers, per order earning, etc. 
  • Customization of App Features: The admin should be able to make changes to the features of the app, as per his business requirements. This includes the option to reset passwords on customer requests too. 
  • Promotions and Discounts: An admin should be allowed to run promotions and discounts on the app. 
  • Marketing: The app should include a feature to run marketing campaigns via social media, emails, texts, etc. 
  • Restaurant Feedback Management: Based on customer feedback, an admin should be able to manage restaurant registration. 
  • Push Notifications: Admin should get pop-up notifications for the orders received and delivered. 
  • Analytics and Reporting: An admin can get useful insights for efficient business management if real-time Analytics is integrated into the app.
Restaurant Panel
  • Order Management: This feature allows restaurants to manage their orders. They can view status, update it, give an estimated delivery time to the customers, etc. 
  • Payment Management: The restaurants can manage the payments, delivery costs, etc., using the admin app. 
  • Dashboard: This displays new orders received, orders in-process, order cancellations, order completions, total charges, etc., 
  • Profile Management: Restaurants can feature their prices, listings, star reviews, etc., for the customers. 
  • Products Management: New products can be added and updated in the app, and tracked via real-time
  • Order Status: Restaurant managers should be able to accept or reject an order based on the unavailability of the product or delivery person.
  • Payment Method: Options should be given to integrating different payment methods (cash on delivery, online payment, etc.,) in the app. 
  • Discounts/Coupons/Offers Management: Restaurant managers should be able to update discounts, coupons, and the latest offers via the app. 
  • Alerts Management: Restaurant managers should receive notifications for new orders. 
  • Payment Tracking: Restaurant managers should be able to update account details for payments.
  • Customer Care Management: No food delivery app development can become efficient if it doesn’t have a responsive customer care service. 
  • Order Availability: The manager should be able to reject an order based on the unavailability of the product or the delivery person.
Delivery Person Panel
  • Registration: This should allow the delivery person to register via the app. Safety and security checks should be made before registering a delivery person. 
  • Auto-Order Assigning: This feature enables auto-assigning of order to the nearest available delivery person based on their location. 
  • Delivery History: This enables the delivery person to keep a track of their past delivery and payments. 
  • Direct Call/Chat: The app should enable direct contact between the customer and the delivery person. This ensures clear delivery directions
  • Support: The delivery person should be able to contact the online support team in case he needs any immediate help regarding the delivery. 
  • Order Management: This allows the delivery person to accept or reject orders based on his convenience. 
  • Status Management: The delivery person should be able to update the order status after it is delivered. 
Step 5: Tech Stacks Choices

These choices would be made based on your business model. Have a look at the technological stack options below.

  • Payment Gateway: Stripe, PayPal, Square API, Braintree
  • Location: Google Maps, Geo-Location, Google Places API, Core Location Framework
  • Direction: Google Maps, MapKit
  • Storage: Google Cloud, Digital Ocean, Azure
  • Analytics: Google Analytics
  • Push Notifications: Firebase Cloud Messaging, Amazon SNS, Urban Airship
  • Registration: Gmail SDK, Facebook SDK

Concluding, food delivery app development is not an easy task. But with the help of this step-by-step guide, you can achieve your goal in a shorter span of time. Good luck. 

8 Things You Should Do to Become a Better Law Assignment Writer

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There are plenty of career opportunities to explore in the field of law. However, most students struggle in their initial days in the law courses as seek law assignment help as they lack a basic understanding of the subject. Besides, the Law Assignment Writer for writing is significantly different than writing a regular assignment or essay paper in school.

If you are currently pursuing the law as a student, you must be well aware of the aforementioned facts. So, what exactly one can do to improve his/her law assignment writing skills. Well, I have done some digging and found 8 useful tips and tricks which can help a student become a better law assignment writer. If you want to learn about those tips, keep reading.

  1. Be attentive in the class:

You may not get an assignment on the first day in your law program, but it is important to be attentive in the class from day 1. Just attending the lectures is not going to be enough. You will have to take notes in the class, and clarify all your doubts regarding the lessons. Since the assignments are generally based on those lessons, this practice will help you in assignment writing.

Moreover, when your professor is assigning a law assignment in the class, you need to pay attention to all the instructions. Make sure you understand the requirements of the task before you start working on it. Unless you have clarity of the requirements, you will not be able to work on the assignment. In fact, without a proper understanding of the requirements, you won’t be able to avail the right kind of law assignment writer help from online experts.

  1. Prepare an outline for the content:

This tip is applicable for all kinds of academic writing, including law assignment writing. As you may realise, an outline helps you organise your thoughts better and gives you a clear picture of the final outcome. A lot of the second year and final year students often require law assignment help, as they do not invest time in preparing the outline for their content.

Start by writing down what you want to discuss in the body paragraphs. You can simply point out what areas you want to explore, what arguments to highlight and what evidence you want to present to support those arguments. As you create the outline, you will be able to see the gaps and errors in your thought process and will be able to fix them to avoid inconvenience while drafting the paper.

  1. Expose yourself to well-written content:

The habit of reading is the quality of a good writer. Reading well-written content can help you improve your vocabulary as well as the understanding of the proper use of the language. However, you should not limit yourself to reading the work of fiction. If you start reading the case proceedings, legal documents, and research papers of a law-related topic, you will develop a better understanding of how a legal document is drafted.

You can find legal research materials, supreme court briefs, detailed pleadings and more in the government archives. As you read those materials, observe the structure, tone, and vocabulary used in them. Start to practice writing legal documents with a similar approach to boost your skills.You can even ask for feedback from your professor on your writing and listen to what they have to say about your writing approach.

  1. Learn to write concisely:

While writing an academic paper, students need to keep the instructed word count in mind. If the student exceeds the word limit, it can affect his/her grades. This is the reason why it is important for law students like you to learn how to write concise content. A concise and tightly knit argument is more compelling and has more impact on the reader.

Try to present your content to the point. Avoid adding unnecessary details in the law assignment, as they do not add any real value to the paper. Present your arguments and state the facts without beating around the bush. Your outline will help you draft the content more concisely. However, you should always consciously try to produce concise content.

  1. Use active voice while writing:

Active voice makes your content more compelling to the readers. It is not a crime to write your content in a passive voice. But repetitive use of passive voice in your law assignment can affect the overall quality of the content. Whether you realise this or not – an active voice puts stress on the subject rather than the action, making the content sound more convincing.

“The man was pushed from the stairs by the convict” may sound grammatically correct, but “The convict pushed the man from the stairs” sounds more convincing to the readers.You should use the same approach while writing any academic content as it helps persuade the readers to agree with your point of view.

  1. Do not use the first draft:

Academic writers rarely produce a perfect piece of content in their first attempt.  As a student, you are also less likely to prepare a flawless law assignment with the first draft. So, it is recommended to work further on the draft to perfect it before the submission. Once you are done drafting the first draft, analyse the content properly and determine what improvements can be made.

This is where your editing skills will come into play. Thoroughly read the content and identify the errors in it. You can mark those errors and rectify them once you are done reading the content, or rectify the errors as you read through the content. This measure is absolutely important as colleges usually do not tolerate errors in the law assignments.

  1. Ask someone to review your work:

While proofreading and editing your paper can help you improve the overall quality of the paper, it is also a good practice to seek someone else’s opinion about the assignment. Since you are both the writer and editor, some areas in the assignment may seem okay to you, even if it needed some work.

Another person will look at the content from a reader’s perspective and can tell you where the assignment needs more work. You can simply read the assignment to one of your roommates or your family members and see what they have to say about the content. Since they provide you a review of your content from a reader’s point of view, their insights can be quite helpful in improving yourself as a law assignment writer and your content.

  1. Have an impressive topic sentence:

They say, “Morning shows the day”. Similarly, the topic sentence often creates an initial impression on the readers about the assignment. While preparing a law assignment, make sure your topic sentence is an impressive one. It needs to display what the assignment is all about, without revealing the major details of the content, that too, in a short sentence.

Usually, you need to decide your topic sentence at the beginning of the writing process, and then build the assignment around it. However, you can always go back to the topic sentence and make small changes in it for better impact, without changing its essence or meaning.

In conclusion,

While these tips and tricks can improve your law assignment writing skills significantly, you need to understand the fact that the improvement does not happen overnight. You need to practice law assignment writing in your free time to perfect your skills. I am sure you will start noticing a positive change in your writing.

8 tips to dress for success in today’s workplace

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Your first impression is your last impression. While most people may disagree with the statement, there is no denying the fact that your dress codes play a significant role in setting an impression on others.

Many people argue that your dressing plays little to no role in establishing your authority as a professional when it comes to workplace attire. It is, in fact, your performance at work that speaks for you. Well, in reality, both are equally as important.

Your dress codes have evolved. Earlier, professional wear was strictly formal. There were rules to follow, and steering away from them was not appreciated. Things, however, are progressing towards less traditional styles.

Did you know that only 4% of employers make their employees wear suits and ties to work? As per the results of a 2017 study by Robert Half Finance & Accounting,a mere one-quarter of organizations require their personnel to dress formally for work.

Regardless of how things operate at your workplace, it is crucial to get the basics of office etiquetteright. The following is a list of 8 tips to help your dress codes for success in the workplace.

  1. Seek inspiration from your favorites

When it comes to formal and professional dressing, most of us are clueless beyond the basics. Sure, you know you have to wear a suit and maybe a tie, but how do you learn how to style different suit styles with shirts and complementing accessories? Well, it is simple: just seek inspiration from random external sources.

Pinterest, Instagram, a fashion magazine, or a character from your favorite TV show, there is inspiration all around you; you just have to look out for it. We suggest doing some research, educating yourself about the basics, and then working your way up by experimenting with different pairings. Trust us; it really is not that hard.

Moreover, accustom yourself to the workings of your individual workplace. Every office follows its own dress code. Some keep it strictly formal, whereas others allow a semi-formal approach to workwear as well. Observe the trend and dress accordingly to gel with the rest of the crowd.

  1. Pick the right colors

Colors play an integral role in determining your impression of others. They communicate a message and make a substantial impact on others about your sense of styling and taste. Thus, your ability to mix and match them in accordance with the rules of the workplace makes an impression unlike any other.

In the workplace, we recommend working with a darker color palette. Colors like black, charcoal grey and navy exude a strong yet grounded aura. They reflect confidence, knowledge, and responsibility, all of which are essential attributes in a professional setting.

Pair your darker tones with lighter hues as they denote formality, sophistication, and professionalism. Shades of white and pastels are your most accessible and most versatile bet.

  1. Find a style that flatters you

Have you ever come across the term ‘power dressing’? Power dressing is all about dressing in a way to assert power on others. For instance, a suit is the ultimate power outfit. It is chic and formal yet simple and effortless. Its fit, cuts, and overall style scream authority and professionalism. Needless to say, suits are a universal statement.

If you want to dress for success, it is essential to find a style that vibes with your persona and flatters you. For some, it may be a suit, whereas, for others, it may be a pair of chinos, a button-down shirt, and a waistcoat. Find your perfect flattering fit.

  1. Get the fit right

Your clothes should fit you like a glove, period. Whether it is casual wear, workwear, or formal wear, your clothes should fit you perfectly because they can make or break your look.

An ill-fitting pair of pants, a droopy blazer, a shirt with sleeves longer than your arms; does that sound even remotely flattering to you? An ill-fitting ensemble gives off a sloppy and careless aura. It does not matter how fantastic you are at your job; if you cannot pay attention to how you present yourself in the workplace, people will think of you as a shabby person.

Therefore, make sure that your dress codes fit you well. Most of us cannot afford custom-tailored clothing. However, we can surely get our clothes altered to size. Getting your clothes altered will not cost you a fortune, but it will make a world of difference in your outlook.

It does not matter if your clothes are off the racks of a high street label or something you snagged at a two-for-the-price-of-one deal; if it fits you well, it is a winner.

  1. Dress for the occasion

An essential part of nailing the workplace dress code is dressing for the occasion.

Wear a suit if you have an important meeting to attend. If you have to attend a company lunch, ditch the suit and trade it for a pair of relaxed trousers, a button-down shirt, and a casual blazer. If it is a black-tie event, you know you have to put on a tux.

There is a time and place for everything, yes? Understanding what clothes go for what occasion speaks a lot about your accuracy of judgment. Therefore, being appropriately dressed is super important if you look to make a good impression on your seniors.

  1. ­­Maintain cleanliness

Cleanliness must be a priority at all times. Hygiene is essential for more than one reason. Make it a point to shower daily because the last thing you need in your life is to be a sloppy, smelly employee.

An essential part of hygiene and cleanliness is underwear. Your underwear is a part of your ensemble, do not think of it as anything less important than your clothes or shoes.

Change your underwear regularly. Moreover, make sure that it is comfortable. Uncomfortable undies are just so tough to deal with. You do not want to be caught trying to fix your underwear by a colleague. Invest in good, lightweight MyPakage boxers as they guarantee comfort and hygiene.

Maintaining a clean and tidy aesthetic alwayssets a good impression in the office.Never skip out on it.

  1. Pay attention to the details

When it comes to curating the perfect ensemble, you have to pay attention to everything. You have the main components of your outfit to worry about, such as your clothes, obviously. However, we often tend to skip the seemingly insignificant details in attempts to make sure that our outfit is flawless. Details like accessories, grooming, and cleanliness often go by unnoticed.

If you are looking to make a good professional impression in the workplace, you must pay attention to all the details; everything must be perfect.

Your clothes should be neatly ironed and stain free. Make sure they do not smell bad. Your accessories should match your ensemble and should ideally be kept minimal. Your belt and shoes should match and complement your overall look.

Make sure your beard is trimmed, and your hair is styled properly. No workplace appreciates a bedhead. Trim and clean your nails. Be sure to spray on your favorite perfume because it is important to smell pleasant. Body odor is a huge turnoff but tries not to drench yourself in perfume. Strong scents can also get quite overbearing and unpleasant.

  1. Wear the right shoes

Finally, make sure that you are wearing the right pair of shoes. Your shoes are an integral part of your work ensemble. They can make or break your entire outlook in a heartbeat. You must have heard the saying, ‘Good shoes take you to good places.’ The right pair of shoes can lead you to your dream destination.

In the workplace, the right pair of shoes can set a perfect impression. If you are on the search for good work shoes, try your luck with classics like oxfords, brogues, or monk shoes and contemporary designs like chukka or Chelsea boots. Make sure they are sleek, comfortable, chic, and versatile so you can sport them with an array of outfits.

  • Parting thoughts

Professional dress codes are more important than you think. You reflect the image of your workplace. You have to embody your office’s aesthetic and translate it into your style.

Want to dress for success? Make your dress codes for a job that you aspire to have. After all, when you dress the part, you play the part.

 

HOW TO INCREASE YOUR INSTAGRAM FOLLOWERS FOR FREE? FIND EVERY DETAIL HERE!!

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How interesting is Instagram content? As well you have to do is adjust your phone’s camera settings, take advantage of filters (but don’t overdo it), turn your device upside down, use Instagram Stories, maximize caption space, and use the grid. What else? Research on ready-to-use templates should not be ignored. And you can also mix it with other formats. Popular options include a carousel post, a 60-second video, and a demo. Well, free followers on Instagram and the other with 1000 free Instagram followers trial, the free Instagram account of 1000 followers will grow faster because people will think it is worth following. 

Every time you Wondering why you don’t have many followers on your Instagram account? Do you post only once or twice a week? There is the secret here is to provide regular posts and content. But make sure it is of the best quality. Don’t focus on quantity.

Free Instagram followers every detail!!

200 Instagram followers every free trial – Safe, fast, and results in free Instagram followers, safety tip of 2 traditional methods: how many people can you follow on Instagram every day. Free trial of 200 Instagram followers every 24 hours: safe, fast, and real. Whether you’re a food blogger, model, fashion blogger, car mechanic, or want to expand your motivation page, GetInsta Free Trial gives you at least 200, 500, 1000, or unlimited and unlimited Instagram.

Followers will help in the fastest and most reliable way. Let’s take a closer look at this product. What is GetInsta? Before writing, our team tested various tools. But finally, we chose GetInsta, which allows you to get 100% free IG followers naturally and 0-10K, or more. It is compatible with Android, iOS, and Windows, so it is very convenient for people. 

Why did we choose GetInsta? First of all, GetInsta is the safest Auto IG Follower app designed by a professional and experienced team. You will not get any virus, leakage, or risk during the use process. In short, it allows you to securely and automatically gain followers on Instagram without human verification, passwords, or any other personal data.

Second, all the followers you have on the app are genuine, active, and of high quality. There are no fake Instagram followers, bots, or ghosts generated by any computerized device. Also, there is no risk that your account will be blocked or banned as followers will be delivered naturally in a reasonable period of time, and you will see an increase within 24 hours.

Third, without spending a penny, it allows you to earn 1K IG followers in 5 minutes. When you earn enough free coins, you can get more Instagram followers without paying every day. Finally, when you gain followers with GetInsta, you will also get a similar amount of free likes every day, as per Instagram policy, because as your number of followers increases, so does your preference.

OTHER DETAILS, WE SHOULD KNOW!!!

As a watcher, you can try to get the first 200 Instagram followers free trial. If you think the app is trustworthy and safe, you can get your 10,000 Instagram followers free trial, Instagram likes app, or get 1 million Insta followers. You can use it for It’s your decision. The most tried and true hashtag to get followers on Instagram is. Over the years, the hashtag has served as an essential tool for discovery and increased our social reach. As a marketer, you want to build your community by providing followers and hashtags.

To start, look for hashtags that are not heavily populated. The social media examiner explains this theory by explaining how the hashtag #love has more than 184 million photos added. Trying to highlight your Instagram content in a sea of ​​millions of photos and videos is not an easy task. It would help if you found the hashtag that people in your target audience are likely to verify. If a relevant connection is established, these users are more likely to follow your account. Unique brand hashtags are a way to group posts around hyper-relevant content for your brand and campaigns.

Instagram is the annoying monster that needs to be fed every day, and more than once a day. You have to get your audience addicted to your Instagram. They should wait for you on their feed. If you stray from the show, don’t expect them to wait. Unfortunately, there is a lot of fish in the sea.

The best way to improve your Instagram is consistency. Stay in line with your Instagram profile topic and post continuously; you can’t take long breaks and expect everyone to be on board with you. Also, you have to create an Instagram community. You have to keep interacting with other accounts that have the same audience as you. Believe it or not, that helps a lot. Instagram is steadily increasing in popularity with viewers, so taking advantage of these tips to gain followers will help you increase your reach. If you’re ready to put GetInsta powerful tools behind your Instagram management, start a free trial today, respectively.

How AI And Machine Learning Are Used To Transform The Insurance Industry?

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If you are planning to take up health insurance or any other insurance, you might first Google the same, and Policy Bazar will quote your insurance plans as easy as clicking a button. Technology has Transform the insurance industry and it’s easily accessible via a mobile app. With the rise of the digital economy, InsurTech companies aren’t the only ones relying heavily on AI tools and Big Data.

A change in the consumer’s mindset

Consumer behavior, meanwhile, is shifting when it comes to insurance policies. In the past, a delayed reply was approved by insurance clients. With a good price and an appropriate quality of service, they were satisfied. 

But the striker’s here: 

Technology has transform the insurance industry and has opened customers to a degree of customer service that they now demand around the board of most sectors. They want personalized products and services. They want data that is important, easy to interpret, and contextual. And they want utilities at any moment, through the platform they want, to be available.

Consumers are now changing too.

Insurance clients deserve a consumer service equal to what they get from the top brands in every market, such as: 

  • Personalized interactions through cross-channels 
  • Seamless, cohesive, and connected journeys 
  • Personal data accuracy, security, and privacy 
  • Where, when, and how they want to communicate, 
  • Exchanges of importance above and beyond 
  • Interactions and reactions in real-time

consumer’s mindset

Predictive Analysis

Predictive analytics is used by many insurers to gather a range of data to understand and forecast consumer behavior. Nevertheless, there are new ways in which it can be used to boost data quality.

Insurance companies can use predictive analysis for:

  • Pricing and risk selection
  • Identifying customers at risk of cancellation
  • Identifying the risk of fraud
  • Triaging claims
  • Identifying outlier claims
  • Anticipating trends
Artificial Intelligence

Consumers, especially when buying something as important as insurance, are often are searching for customized experiences. AI gives insurers the opportunity to create these exclusive interactions, satisfying new customers’ high-speed demands.

Insurers will increase claims turnaround times with AI and radically improve the method of underwriting. AI also helps insurers to view data more easily and in shorter amounts of time, leaving out the human factor will lead to more detailed reporting. In the way, carriers turn the handling of claims processes, AI and predictive analytics have become increasingly common and has transform the insurance industry. 

A PwC study estimated that the initial effect of AI would mainly be related to enhancing efficiencies and automating current customer-facing processes of subscription and claims. Its effect would be stronger over time; it will recognize, analyze, and underwrite emerging threats and identify potential sources of revenue.

Machine Learning

Insurance industry technology trends include the overlapping of various technologies. Forbes suggests that “Machine learning is technically a branch of AI, but it’s more specific … Machine learning is based on the idea that we can build machines to process data and learn on their own, without our constant supervision.”

Machine learning does not only increase the processing of claims, but it can simplify it. They can be evaluated using pre-programmed algorithms as files are digital and available through the cloud, increasing processing speed and accuracy. This automatic review will have a larger effect than simple claims-it can be used for decision management and risk evaluation.

Telematics

The auto policy will continue to be influenced by the development of telematics and transform the insurance industry. In insurance technologies, think about telematics as the car’s wearable technology. Cars fitted with tracking systems calculate different metrics such as data on distance, venue, incidents, and more, all of which are tracked and analyzed with analytics tools to assess the policy premium, think Progressive’s Glimpse. 

For both insurers and covered people, the advantages of telematics are multiple. In  insurance, telematics will: 

  • Encourage healthier habits for driving 
  • The higher cost of claims for insurers 
  • Shift carriers from reactive to constructive consumer relationships
Chatbots

If you calculate from now, 90% of the customer interactions will be powered by chatbots by 2025. Chatbots will communicate with consumers easily using AI and machine learning, saving everyone time inside an enterprise and potentially saving money for insurance providers. A bot will walk a client through a phase of policy application or statements, reserving human interaction for more complex instances. 

Geico’s “Kate” is a virtual assistant who connects via text or voice with clients, assisting with policy concerns and coverage requests, available 24/7. More insurance firms are investing in technologies like this, and it is expected that chatbot skills will expand in the coming years.

Cognitive Automation

Cognitive automation uses AI tools such as Natural Language Processing (NLP), pattern recognition, and image processing to simplify complex operations through roles such as insurance sales, customer care, risk control, underwriting, claims management, and regulatory reporting by replicating the human thought process.

Natural Language Processing (NLP)

NLP may have a far-reaching effect on customer experience by studying the grammar of the human language, both spoken and written. In the long run, reducing the need for call center workers will offer considerable cost savings. NLP will assist underwriters in drafting policies that suit the unique interests of a client, based on the review of a customer’s social media profile.

Computer Vision (Image and Video Analysis)

Computer vision scans images or videos to recognize patterns based on Deep Learning. Its application for protection includes a range of activities, including the detection of deception by checking the validity of records, the authentication of damage to the property prior to the processing of claimants, and even the signing of a contract based on a policyholder’s record.

IoT in InsurTech

AI aims to monitor user trends and risks by leveraging data from IoT products, based on which personalized deals can be tailored for people, whether it is underwriting an insurance program to meet the needs of the consumer or avoiding accidents or theft.

Key Takeaways for Insurance Industry by AI and ML
  • Enhancing the pace of the procedure for allegations 

You know how much time it will take from start to finish if you have ever made an insurance claim. Many clients fear that they will have to call an attorney and walk through the hundreds of questions required to conclude the claim, but AI wants to improve this procedure by speeding it up and making it more detailed. Instant reactions from chat boxes allow customers to get data instantly after an accident. 

  • Fraud Avoidance and Hacking Blocking 

About $40 billion is robbed per year from insurance providers by theft, according to the FBI. Such dollars have lost leverage on both market productivity and customer prices. Companies using artificial intelligence may detect and monitor suspicious activities before it ever happens to deter hacking and other fraud.

  • Adding to Solutions Personalization 

As no two injuries or events are ever the same, AI also helps insurance providers to personalize their strategies. Taking a tailored approach helps organizations to customize their person-to-person offerings, which can help save money and maximize the customer experience. For example, an insurance provider might get approval to check someone’s driving with a basic AI application over the phone and thus use that information to change their premium. If they are a safer driver, their chance of injuries is smaller, so they may be offered a higher deal by the insurance provider.

  • Give 24/7 Consumer Connectivity 

24/7 connectivity without the need for a 24/7 workforce is one of the best benefits artificial intelligence provides. Organizations will save on staffing by still giving their clients around-the-clock value. Given the liability element of the insurance market, this is highly important as incidents can occur at any moment, and people need easy access to facts. Customers can use a chatbox to assist them through the process, rather than having to pick up the phone to get an agent on the line.

Conclusion

Through using artificial intelligence, insurance firms will increase their profitability and this will transform the insurance industry. AI not only helps make insurers safer from hacking and theft but also provides claims management with more detailed and accurate results. All of these qualities help insurance insurers save high. In comparison, clients feel safer and more protected. 

Learn more about how AI and machine learning through Codegnan and learn the significance of technology in the evolution of every industry.

Difference between return on investment capital and ROI

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Businesses need money to stay in the market. The main source of income is the profit from their products. It is not wise to assume that the company is making a profit. The experts rely on various financial ratios, such as return on investment capital (ROIC), ROCE, and ROI. These calculations help them know if they are on the right track. The investors evaluate the success or failure of a particular investment using these metrics. Understanding the differences between these various numbers is also vital.

ROI and ROCE – A definition and introduction

Companies conduct their business to gather profit. However, the top brands do not get satisfied with the primary profit calculations. They want to determine success in a detailed manner. They aspire to figure out the role of their investment in daily processes and business expansion plans. The best analysts take the help of these calculations to estimate a company’s financial conditions.

They also make use of a more refined calculation called the return on investment capital. Before that, let us look at what ROI and ROCE do first:

ROCE is a profitability ratio that divides the profits before interest and tax by capital employed (CE). The CE dismisses liabilities but factors in the net profits. It is the total asset amount or the company’s available money.

A higher ROCE value means a healthy financial strength for the company. The ratio has to be higher than the cost of capital at the minimum. It is a useful metric for comparing capital-intensive businesses like Energy, Automobile, and Telecom.

ROI is also an equally popular measure for assessing business investments. It is the ratio that factors in cash flows and generates a percentage outcome.
(Profit from the investment – the cost of investment) / cost of investment.

If the result is greater than 0, then the company is profitable. If it is very high, then the business is effectively using its funding. But a negative value indicates poor management of the finances. It is instrumental in leading internal audits of each investment, process, etc.

Why calculate return on investment capital?

ROIC is also an essential indicator of business performance as it effectively measures the fund utilization (generated income). The invested capital is only a part of the total CE. But it is also the percentage of money actively invested in business operations. The following formula calculates ROIC.

Net profit after tax/ CE wherein the numerator is (net income – dividends).

It is possible to find the capital used in the business from the return on investment capital. It does not include non-active purchases like securities. Such assets are outside the business and hence ignored during the calculations. It is very efficient for evaluating the CE that is under a company’s control. It gives a general sense of how well the investment is making returns.

How to differentiate return on investment capital from ROI?

First, let us look at the main differences between ROIC and ROI. The former is a very advanced metric that is helpful for investors. It relates to the profits generated by the company’s assets. Since the denominator specifies the total money used, the company’s strength gets revealed.

In contrast, ROI can inform the review of a single investment. One can correctly evaluate the profit from a specific activity. For example, if a marketing program costs US$100 and returns US$120. Then ROI is 120 -100/100 or 20/100 or 20% returns on investment.

Say a company decides to start a new project to create a new product. It invests money and time to create the product. It distributes and sells this product to customers to generate profits. Such a gain or profit is the return on invested capital.

But if the company did not have enough money initially, it raises money by inviting various investors. Now, these individuals or companies receive ROI based on overall output. Both those private investors who invested in this project and the company will get project profit after the expenses.

ROIC and ROCE – Comparison and difference

If you consider ROIC and ROCE, there is a crucial difference here too. ROIC entirely relies on the invested capital alone. But ROCE also includes the CE in its denominator. Yes, both metrics are essential to determine payouts, company and investment performance, and future returns.

But the similarities end here as ROCE has more use. It factors in financial equity and total debt, but not the short-term liabilities. On the other hand, ROIC focuses more on the active business component of CE. So, it is a more efficient way to track the profits.

ROCE also calculates the ratio using the figures before tax. It is a necessary metric for the company executives to make decisions. But ROIC is more crucial from the point of view of the investors. They are more likely to show interest in payouts than day-to-day business activities. Also, it is useful in comparing two companies that work under the same tax bracket.

Similarities between ROI and return on investment capital

Businesses have to offer products and services to make profits. They rely on both fixed and variable costs to conduct daily activities. The fixed expenses cover infrastructural costs such as machines, vehicles, buildings, warehouses, etc.

The variable costs pertain to production and maintenance issues. They include raw material, power bills, labor costs, etc. Both types of expenses are vital for making a finished good or service. ROCE calculates the returns on fixed expenses. At the same time, ROI looks at gains from variable costs.

Both ROIC and ROI are essential ratios to calculate business profits. They are crucial for correctly assessing the company’s performance. Both measures convey information to the investors whether or not to invest in the business. The detail of these calculations is an essential factor in several financial decisions without too much guesswork.

Both values transparently report the net profits without any errors. Thus, the investors will know the exact returns they are going to receive from those investments. These metrics are also essential for business analysts to estimate future profits from their investments.

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